I hate my insurance.

Last year, all the insurance plans offered by my employer requires you to meet your deductible before qualifying for speciality medication pricing of $150.00. This wasn't the end of world, because co-pay cards would help pay down the deductible. But now, they aren't allowing them to be applied to deductible anymore. These cards last about 6 months and they maxed. So now I have to rotate biologics every 6 months... This has to be the stupidest thing ever. Anyone dealing with this? I know my rheumatologist says some RA drugs now give out credit cards...